A bicyclist is not required to do which of the following?

• A. Insure the bicycle
• B. Follow traffic laws
• C. Use hand signals
• D. Ride on the road

Answer: (A)

Not required to insure the bicycle. In Ohio, a bicycle isn’t treated as a motor vehicle that requires its own insurance, so carrying bicycle insurance isn’t a legal requirement. The rules you must follow include obeying traffic laws, using hand signals to indicate turns or lane changes, and riding on the road (sharing the roadway with motor vehicles). Insurance can be a smart option for personal protection or home insurance, but it isn’t mandated by law for riding a bike.